Alters- und Hinterlassenenvorsorge
Effingerstrasse 20, 3003 Bern Tel. 031 322 90 37 Fax 031 324 15 88 http://www.bsv.admin.ch
MITTEILUNG AN DIE AHV-AUSGLEICHSKASSEN UND EL-DURCHFÜHRUNGSSTELLEN NR. 159
15. November 2004
Prognostische Rentenberechnung
Nach Rz 4022, 4025 und 4029 des Kreisschreibens über die Rentenvorausberechnung gibt das BSV jährlich die für die prognostische Rentenberechnung erforderlichen Dis- kontaufwertungsfaktoren sowie den Lohn-, Preis- und Rentenindex bekannt. Diese Fakto- ren wurden wiederum der Lohn- und Preisentwicklung angepasst. Als Beilage zu dieser AHV-Mitteilung erhalten Sie die ab dem 1. Januar 2005 gültigen Tabellen.
04.575
Lohnwachstum ab 2005: 3%
Jahr des Versicherungsfalls 2005 2006 2007 2008 2009 2010
1. IK-Eintrag
1961 1.483 1962 1.456 1.431 1963 1.430 1.405 1.382 1964 1.404 1.381 1.358 1.335
1965 1.379 1.356 1.335 1.313 1.291 1966 1.354 1.332 1.311 1.290 1.269 1.248 1967 1.329 1.309 1.288 1.268 1.248 1.228 1968 1.305 1.284 1.265 1.246 1.226 1.208 1969 1.281 1.262 1.243 1.224 1.206 1.187 1970 1.257 1.238 1.220 1.203 1.185 1.167 1971 1.234 1.217 1.199 1.182 1.165 1.148 1972 1.213 1.196 1.179 1.163 1.146 1.130 1973 1.192 1.176 1.160 1.144 1.129 1.112 1974 1.173 1.157 1.142 1.127 1.111 1.096
1975 1.156 1.141 1.126 1.112 1.096 1.081 1976 1.140 1.125 1.111 1.097 1.082 1.067 1977 1.124 1.110 1.096 1.082 1.067 1.053 1978 1.107 1.093 1.080 1.066 1.053 1.038 1979 1.091 1.077 1.064 1.051 1.038 1.024 1980 1.074 1.062 1.049 1.036 1.023 1.010 1981 1.058 1.046 1.034 1.022 1.009 0.997 1982 1.043 1.032 1.020 1.008 0.996 0.983 1983 1.029 1.018 1.006 0.995 0.983 0.971 1984 1.015 1.004 0.994 0.983 0.971 0.960
1985 1.002 0.992 0.982 0.971 0.959 0.947 1986 1.000 0.979 0.968 0.958 0.947 0.936 1987 1.000 0.975 0.956 0.946 0.936 0.924 1988 1.000 0.975 0.951 0.934 0.924 0.914 1989 1.000 0.975 0.951 0.928 0.912 0.902 1990 1.000 0.975 0.951 0.928 0.905 0.892 1991 1.000 0.975 0.951 0.928 0.905 0.883 1992 1.000 0.975 0.951 0.928 0.905 0.883 1993 1.000 0.975 0.951 0.928 0.905 0.883 1994 1.000 0.975 0.951 0.928 0.905 0.883
1995 1.000 0.975 0.951 0.928 0.905 0.883 1996 1.000 0.975 0.951 0.928 0.905 0.883 1997 1.000 0.975 0.951 0.928 0.905 0.883 1998 1.000 0.975 0.951 0.928 0.905 0.883 1999 1.000 0.975 0.951 0.928 0.905 0.883 2000 1.000 0.975 0.951 0.928 0.905 0.883 2001 1.000 0.975 0.951 0.928 0.905 0.883 2002 1.000 0.975 0.951 0.928 0.905 0.883 2003 1.000 0.975 0.951 0.928 0.905 0.883 2004 1.000 0.975 0.951 0.928 0.905 0.883
Lohnwachstum ab 2005: 3%
Jahr des Versicherungsfalls 2011 2012 2013 2014 2015 2016
1. IK-Eintrag
1961 1962 1963 1964
1965 1966 1967 1.208 1968 1.188 1.169 1969 1.168 1.150 1.132 1970 1.150 1.132 1.114 1.097 1971 1.131 1.114 1.097 1.079 1.063 1972 1.113 1.097 1.080 1.063 1.047 1.030 1973 1.096 1.080 1.064 1.048 1.032 1.016 1974 1.081 1.065 1.049 1.034 1.018 1.002
1975 1.066 1.051 1.035 1.020 1.005 0.990 1976 1.052 1.037 1.022 1.007 0.993 0.978 1977 1.038 1.024 1.009 0.995 0.980 0.965 1978 1.025 1.010 0.996 0.982 0.968 0.953 1979 1.011 0.997 0.983 0.969 0.955 0.941 1980 0.997 0.983 0.970 0.956 0.943 0.929 1981 0.983 0.970 0.957 0.943 0.930 0.917 1982 0.970 0.958 0.945 0.932 0.919 0.906 1983 0.959 0.946 0.934 0.921 0.908 0.895 1984 0.947 0.935 0.922 0.910 0.897 0.885
1985 0.936 0.924 0.912 0.899 0.887 0.875 1986 0.925 0.913 0.901 0.889 0.876 0.865 1987 0.913 0.902 0.890 0.879 0.866 0.855 1988 0.902 0.891 0.880 0.868 0.857 0.845 1989 0.892 0.881 0.870 0.858 0.847 0.835 1990 0.882 0.871 0.859 0.848 0.837 0.826 1991 0.872 0.861 0.851 0.840 0.828 0.818 1992 0.864 0.854 0.843 0.832 0.821 0.810 1993 0.861 0.847 0.836 0.826 0.815 0.803 1994 0.861 0.841 0.831 0.820 0.809 0.797
1995 0.861 0.840 0.825 0.813 0.802 0.791 1996 0.861 0.840 0.819 0.807 0.795 0.784 1997 0.861 0.840 0.819 0.800 0.789 0.778 1998 0.861 0.840 0.819 0.799 0.782 0.771 1999 0.861 0.840 0.819 0.799 0.779 0.764 2000 0.861 0.840 0.819 0.799 0.779 0.760 2001 0.861 0.840 0.819 0.799 0.779 0.760 2002 0.861 0.840 0.819 0.799 0.779 0.760 2003 0.861 0.840 0.819 0.799 0.779 0.760 2004 0.861 0.840 0.819 0.799 0.779 0.760
Lohnwachstum ab 2005: 3%
Jahr des Versicherungsfalls 2017 2018 2019 2020 2021 2022
1. IK-Eintrag
1961 1962 1963 1964 1965
1966 1967 1968 1969 1970 1971 1972 1973 1.000 1974 0.987 0.971 1975 0.974 0.960 0.944
1976 0.963 0.948 0.933 0.919 1977 0.951 0.937 0.922 0.908 0.893 1978 0.939 0.925 0.910 0.897 0.882 0.868 1979 0.927 0.913 0.899 0.886 0.872 0.858 1980 0.915 0.902 0.888 0.875 0.861 0.847 1981 0.904 0.890 0.877 0.864 0.851 0.837 1982 0.893 0.879 0.867 0.854 0.841 0.828 1983 0.882 0.869 0.857 0.844 0.831 0.818 1984 0.872 0.860 0.847 0.835 0.822 0.809 1985 0.862 0.850 0.838 0.825 0.813 0.800
1986 0.852 0.840 0.828 0.815 0.803 0.791 1987 0.842 0.831 0.819 0.807 0.795 0.783 1988 0.833 0.821 0.810 0.798 0.786 0.774 1989 0.824 0.812 0.800 0.789 0.777 0.765 1990 0.814 0.803 0.791 0.780 0.768 0.757 1991 0.806 0.795 0.783 0.771 0.760 0.749 1992 0.799 0.788 0.776 0.765 0.754 0.742 1993 0.792 0.781 0.769 0.758 0.747 0.735 1994 0.786 0.775 0.763 0.752 0.740 0.729 1995 0.779 0.768 0.757 0.745 0.734 0.723
1996 0.773 0.762 0.750 0.739 0.727 0.717 1997 0.766 0.755 0.743 0.732 0.721 0.710 1998 0.759 0.748 0.736 0.725 0.714 0.703 1999 0.752 0.741 0.729 0.718 0.707 0.696 2000 0.744 0.733 0.721 0.710 0.699 0.688 2001 0.741 0.724 0.713 0.702 0.691 0.680 2002 0.741 0.723 0.705 0.694 0.683 0.672 2003 0.741 0.723 0.705 0.687 0.675 0.664 2004 0.741 0.723 0.705 0.687 0.670 0.656
Lohnwachstum ab 2005: 3%
Jahr des Versicherungsfalls 2023 2024 2025 2026 2027 2028
1. IK-Eintrag
1961 1962 1963 1964 1965
1966 1967 1968 1969 1970 1971 1972 1973 1974 1975
1976 1977 1978 1979 0.845 1980 0.834 0.821 1981 0.824 0.811 0.798 1982 0.815 0.802 0.789 0.776 1983 0.806 0.793 0.781 0.768 0.756 1984 0.797 0.784 0.772 0.760 0.747 0.735 1985 0.788 0.776 0.764 0.751 0.739 0.727
1986 0.779 0.767 0.755 0.743 0.731 0.719 1987 0.771 0.759 0.747 0.735 0.723 0.712 1988 0.762 0.750 0.739 0.727 0.715 0.704 1989 0.753 0.742 0.730 0.719 0.707 0.696 1990 0.745 0.734 0.722 0.711 0.700 0.689 1991 0.738 0.727 0.715 0.704 0.693 0.682 1992 0.731 0.720 0.708 0.697 0.686 0.675 1993 0.724 0.713 0.702 0.691 0.680 0.669 1994 0.718 0.707 0.696 0.685 0.674 0.663 1995 0.711 0.700 0.690 0.678 0.668 0.657
1996 0.705 0.694 0.683 0.672 0.661 0.650 1997 0.699 0.687 0.676 0.666 0.655 0.644 1998 0.692 0.681 0.670 0.659 0.648 0.638 1999 0.685 0.674 0.663 0.652 0.642 0.631 2000 0.677 0.666 0.656 0.645 0.634 0.624 2001 0.669 0.658 0.648 0.638 0.627 0.617 2002 0.662 0.651 0.641 0.630 0.620 0.610 2003 0.653 0.643 0.633 0.623 0.612 0.603 2004 0.646 0.635 0.625 0.615 0.605 0.595
Lohnwachstum ab 2005: 3%
Jahr des Versicherungsfalls 2029 2030 2031 2032 2033 2034
1. IK-Eintrag
1961 1962 1963 1964 1965
1966 1967 1968 1969 1970 1971 1972 1973 1974 1975
1976 1977 1978 1979 1980 1981 1982 1983 1984 1985 0.715
1986 0.708 0.696 1987 0.700 0.688 0.677 1988 0.692 0.681 0.670 0.659 1989 0.685 0.674 0.663 0.652 0.641 1990 0.678 0.667 0.656 0.645 0.634 0.624 1991 0.671 0.660 0.649 0.638 0.628 0.617 1992 0.664 0.654 0.643 0.632 0.622 0.611 1993 0.658 0.647 0.637 0.626 0.616 0.606 1994 0.652 0.641 0.631 0.621 0.610 0.600 1995 0.646 0.636 0.625 0.615 0.605 0.594
1996 0.640 0.629 0.619 0.609 0.599 0.588 1997 0.634 0.623 0.613 0.603 0.593 0.583 1998 0.627 0.617 0.607 0.596 0.587 0.577 1999 0.621 0.611 0.600 0.590 0.580 0.571 2000 0.614 0.604 0.594 0.584 0.574 0.564 2001 0.607 0.597 0.587 0.577 0.568 0.558 2002 0.600 0.590 0.580 0.571 0.561 0.551 2003 0.593 0.583 0.573 0.564 0.554 0.545 2004 0.585 0.576 0.566 0.557 0.548 0.538
Lohnwachstum ab 2005: 3%
Jahr des Versicherungsfalls 2035 2036 2037 2038 2039 2040
1. IK-Eintrag
1961 1962 1963 1964 1965
1966 1967 1968 1969 1970 1971 1972 1973 1974 1975
1976 1977 1978 1979 1980 1981 1982 1983 1984 1985
1986 1987 1988 1989 1990 1991 0.607 1992 0.601 0.591 1993 0.596 0.586 0.575 1994 0.590 0.580 0.570 0.560 1995 0.584 0.574 0.564 0.555 0.545
1996 0.579 0.569 0.559 0.549 0.540 0.531 1997 0.573 0.563 0.553 0.544 0.534 0.525 1998 0.567 0.557 0.548 0.538 0.529 0.520 1999 0.561 0.551 0.542 0.533 0.523 0.514 2000 0.555 0.545 0.536 0.527 0.518 0.509 2001 0.549 0.539 0.530 0.521 0.512 0.503 2002 0.542 0.533 0.524 0.515 0.506 0.497 2003 0.536 0.527 0.518 0.509 0.501 0.492 2004 0.529 0.521 0.512 0.503 0.495 0.486
Preiswachstum ab 2005: 2% Lohnwachstum ab 2005: 3%
Jahr des Versicherungsfalls 2041 2042 2043 2044 2045 2046 2047 2048
1. IK-Eintrag
1961 1962 1963 1964 1965
1966 1967 1968 1969 1970 1971 1972 1973 1974 1975
1976 1977 1978 1979 1980 1981 1982 1983 1984 1985
1986 1987 1988 1989 1990 1991 1992 1993 1994 1995
1996 1997 0.516 1998 0.511 0.502 1999 0.506 0.497 0.488 2000 0.500 0.491 0.483 0.474 2001 0.494 0.486 0.477 0.469 0.461 2002 0.489 0.481 0.472 0.464 0.456 0.448 2003 0.483 0.475 0.467 0.459 0.451 0.443 0.435 2004 0.478 0.470 0.461 0.453 0.445 0.438 0.430 0.422
Lohnindex, Preisindex und Rentenindex für Berechnungsjahr 2005 Preiswachstum ab 2005: 2% Lohnwachstum ab 2005: 3%
Jahr Lohnindex Preisindex Rentenindex
2003 206.8 180.9 191.80 2004 208.5 182.5 191.80 2005 214.7 186.1 195.50 2006 221.1 189.8 200.40 2007 227.7 193.5 205.45 2008 234.5 197.3 210.60 2009 241.5 201.2 215.90 2010 248.7 205.2 221.35 2011 256.1 209.3 226.95 2012 263.7 213.4 232.70 2013 271.6 217.6 238.55 2014 279.7 221.9 244.60 2015 288.0 226.3 250.80 2016 296.6 230.8 257.15 2017 305.4 235.4 263.70 2018 314.5 240.1 270.40 2019 323.9 244.9 277.30 2020 333.6 249.7 284.40 2021 343.6 254.6 291.65 2022 353.9 259.6 299.10 2023 364.5 264.7 306.75 2024 375.4 269.9 314.60 2025 386.6 275.2 322.65 2026 398.1 280.7 330.90 2027 410.0 286.3 339.40 2028 422.3 292.0 348.15 2029 434.9 297.8 357.15 2030 447.9 303.7 366.35 2031 461.3 309.7 375.80 2032 475.1 315.8 385.50 2033 489.3 322.1 395.45 2034 503.9 328.5 405.70 2035 519.0 335.0 416.20 2036 534.5 341.7 427.00 2037 550.5 348.5 438.10 2038 567.0 355.4 449.50 2039 584.0 362.5 461.20 2040 601.5 369.7 473.25 2041 619.5 377.0 485.60 2042 638.0 384.5 498.25 2043 657.1 392.1 511.25 2044 676.8 399.9 524.60 2045 697.1 407.8 538.35 2046 718.0 415.9 552.45 2047 739.5 424.2 566.95 2048 761.6 432.6 581.85