Debt collection request

The debt collection request is the formal step that initiates Swiss debt enforcement. The creditor identifies the parties, states the amount claimed and indicates the basis of the claim. The debt enforcement office does not normally examine the substantive merits at this stage; it issues a payment order if formal requirements are met. The debtor may then pay, remain inactive, or object. An objection stops continuation until the creditor obtains its removal or recognition of the debt.