Objection to payment order

An objection to a payment order is the debtor’s simple declaration that they dispute the debt or the enforcement. In Switzerland it usually does not need reasons and may be made orally or in writing to the debt enforcement office within the applicable deadline. The objection stops the creditor from continuing the enforcement. To proceed, the creditor must remove it through ordinary proceedings, provisional dismissal based on a written acknowledgment of debt, or definitive dismissal based on an enforceable judgment or equivalent title.