AHV/EL-Mitteilung Nr. 159 vom 15.11.2004

Alters- und Hinterlassenenvorsorge

Effingerstrasse 20, 3003 Bern Tel. 031 322 90 37 Fax 031 324 15 88 http://www.bsv.admin.ch

MITTEILUNG AN DIE AHV-AUSGLEICHSKASSEN UND EL-DURCHFÜHRUNGSSTELLEN NR. 159

15. November 2004

Prognostische Rentenberechnung

Nach Rz 4022, 4025 und 4029 des Kreisschreibens über die Rentenvorausberechnung gibt das BSV jährlich die für die prognostische Rentenberechnung erforderlichen Diskontaufwertungsfaktoren sowie den Lohn-, Preis- und Rentenindex bekannt. Diese Faktoren wurden wiederum der Lohn- und Preisentwicklung angepasst. Als Beilage zu dieser AHV-Mitteilung erhalten Sie die ab dem 1. Januar 2005 gültigen Tabellen.

04.575

Jahr des Versicherungsfalls

2006 2007 2008 2009 2010

1. IK-Eintrag

1.483

1.456 1.431

1.430 1.405 1.382

1.404 1.381 1.358 1.335

1.379 1.356 1.335 1.313 1.291

1.354 1.332 1.311 1.290 1.269 1.248

1.329 1.309 1.288 1.268 1.248 1.228

1.305 1.284 1.265 1.246 1.226 1.208

1.281 1.262 1.243 1.224 1.206 1.187

1.257 1.238 1.220 1.203 1.185 1.167

1.234 1.217 1.199 1.182 1.165 1.148

1.213 1.196 1.179 1.163 1.146 1.130

1.192 1.176 1.160 1.144 1.129 1.112

1.173 1.157 1.142 1.127 1.111 1.096

1.156 1.141 1.126 1.112 1.096 1.081

1.140 1.125 1.111 1.097 1.082 1.067

1.124 1.110 1.096 1.082 1.067 1.053

1.107 1.093 1.080 1.066 1.053 1.038

1.091 1.077 1.064 1.051 1.038 1.024

1.074 1.062 1.049 1.036 1.023 1.010

1.058 1.046 1.034 1.022 1.009 0.997

1.043 1.032 1.020 1.008 0.996 0.983

1.029 1.018 1.006 0.995 0.983 0.971

1.015 1.004 0.994 0.983 0.971 0.960

1.002 0.992 0.982 0.971 0.959 0.947

1.000 0.979 0.968 0.958 0.947 0.936

1.000 0.975 0.956 0.946 0.936 0.924

1.000 0.975 0.951 0.934 0.924 0.914

1.000 0.975 0.951 0.928 0.912 0.902

1.000 0.975 0.951 0.928 0.905 0.892

1.000 0.975 0.951 0.928 0.905 0.883

Jahr des Versicherungsfalls

2012 2013 2014 2015 2016

1. IK-Eintrag

1.208

1.188 1.169

1.168 1.150 1.132

1.150 1.132 1.114 1.097

1.131 1.114 1.097 1.079 1.063

1.113 1.097 1.080 1.063 1.047 1.030

1.096 1.080 1.064 1.048 1.032 1.016

1.081 1.065 1.049 1.034 1.018 1.002

1.066 1.051 1.035 1.020 1.005 0.990

1.052 1.037 1.022 1.007 0.993 0.978

1.038 1.024 1.009 0.995 0.980 0.965

1.025 1.010 0.996 0.982 0.968 0.953

1.011 0.997 0.983 0.969 0.955 0.941

0.997 0.983 0.970 0.956 0.943 0.929

0.983 0.970 0.957 0.943 0.930 0.917

0.970 0.958 0.945 0.932 0.919 0.906

0.959 0.946 0.934 0.921 0.908 0.895

0.947 0.935 0.922 0.910 0.897 0.885

0.936 0.924 0.912 0.899 0.887 0.875

0.925 0.913 0.901 0.889 0.876 0.865

0.913 0.902 0.890 0.879 0.866 0.855

0.902 0.891 0.880 0.868 0.857 0.845

0.892 0.881 0.870 0.858 0.847 0.835

0.882 0.871 0.859 0.848 0.837 0.826

0.872 0.861 0.851 0.840 0.828 0.818

0.864 0.854 0.843 0.832 0.821 0.810

0.861 0.847 0.836 0.826 0.815 0.803

0.861 0.841 0.831 0.820 0.809 0.797

0.861 0.840 0.825 0.813 0.802 0.791

0.861 0.840 0.819 0.807 0.795 0.784

0.861 0.840 0.819 0.800 0.789 0.778

0.861 0.840 0.819 0.799 0.782 0.771

0.861 0.840 0.819 0.799 0.779 0.764

0.861 0.840 0.819 0.799 0.779 0.760

Jahr des Versicherungsfalls

2018 2019 2020 2021 2022

1. IK-Eintrag

1.000

0.987 0.971

0.974 0.960 0.944

0.963 0.948 0.933 0.919

0.951 0.937 0.922 0.908 0.893

0.939 0.925 0.910 0.897 0.882 0.868

0.927 0.913 0.899 0.886 0.872 0.858

0.915 0.902 0.888 0.875 0.861 0.847

0.904 0.890 0.877 0.864 0.851 0.837

0.893 0.879 0.867 0.854 0.841 0.828

0.882 0.869 0.857 0.844 0.831 0.818

0.872 0.860 0.847 0.835 0.822 0.809

0.862 0.850 0.838 0.825 0.813 0.800

0.852 0.840 0.828 0.815 0.803 0.791

0.842 0.831 0.819 0.807 0.795 0.783

0.833 0.821 0.810 0.798 0.786 0.774

0.824 0.812 0.800 0.789 0.777 0.765

0.814 0.803 0.791 0.780 0.768 0.757

0.806 0.795 0.783 0.771 0.760 0.749

0.799 0.788 0.776 0.765 0.754 0.742

0.792 0.781 0.769 0.758 0.747 0.735

0.786 0.775 0.763 0.752 0.740 0.729

0.779 0.768 0.757 0.745 0.734 0.723

0.773 0.762 0.750 0.739 0.727 0.717

0.766 0.755 0.743 0.732 0.721 0.710

0.759 0.748 0.736 0.725 0.714 0.703

0.752 0.741 0.729 0.718 0.707 0.696

0.744 0.733 0.721 0.710 0.699 0.688

0.741 0.724 0.713 0.702 0.691 0.680

0.741 0.723 0.705 0.694 0.683 0.672

0.741 0.723 0.705 0.687 0.675 0.664

0.741 0.723 0.705 0.687 0.670 0.656

Jahr des Versicherungsfalls

2024 2025 2026 2027 2028

1. IK-Eintrag

0.845

0.834 0.821

0.824 0.811 0.798

0.815 0.802 0.789 0.776

0.806 0.793 0.781 0.768 0.756

0.797 0.784 0.772 0.760 0.747 0.735

0.788 0.776 0.764 0.751 0.739 0.727

0.779 0.767 0.755 0.743 0.731 0.719

0.771 0.759 0.747 0.735 0.723 0.712

0.762 0.750 0.739 0.727 0.715 0.704

0.753 0.742 0.730 0.719 0.707 0.696

0.745 0.734 0.722 0.711 0.700 0.689

0.738 0.727 0.715 0.704 0.693 0.682

0.731 0.720 0.708 0.697 0.686 0.675

0.724 0.713 0.702 0.691 0.680 0.669

0.718 0.707 0.696 0.685 0.674 0.663

0.711 0.700 0.690 0.678 0.668 0.657

0.705 0.694 0.683 0.672 0.661 0.650

0.699 0.687 0.676 0.666 0.655 0.644

0.692 0.681 0.670 0.659 0.648 0.638

0.685 0.674 0.663 0.652 0.642 0.631

0.677 0.666 0.656 0.645 0.634 0.624

0.669 0.658 0.648 0.638 0.627 0.617

0.662 0.651 0.641 0.630 0.620 0.610

0.653 0.643 0.633 0.623 0.612 0.603

0.646 0.635 0.625 0.615 0.605 0.595

Jahr des Versicherungsfalls

2030 2031 2032 2033 2034

1. IK-Eintrag

0.715

0.708 0.696

0.700 0.688 0.677

0.692 0.681 0.670 0.659

0.685 0.674 0.663 0.652 0.641

0.678 0.667 0.656 0.645 0.634 0.624

0.671 0.660 0.649 0.638 0.628 0.617

0.664 0.654 0.643 0.632 0.622 0.611

0.658 0.647 0.637 0.626 0.616 0.606

0.652 0.641 0.631 0.621 0.610 0.600

0.646 0.636 0.625 0.615 0.605 0.594

0.640 0.629 0.619 0.609 0.599 0.588

0.634 0.623 0.613 0.603 0.593 0.583

0.627 0.617 0.607 0.596 0.587 0.577

0.621 0.611 0.600 0.590 0.580 0.571

0.614 0.604 0.594 0.584 0.574 0.564

0.607 0.597 0.587 0.577 0.568 0.558

0.600 0.590 0.580 0.571 0.561 0.551

0.593 0.583 0.573 0.564 0.554 0.545

0.585 0.576 0.566 0.557 0.548 0.538

Jahr des Versicherungsfalls

2036 2037 2038 2039 2040

1. IK-Eintrag

0.607

0.601 0.591

0.596 0.586 0.575

0.590 0.580 0.570 0.560

0.584 0.574 0.564 0.555 0.545

0.579 0.569 0.559 0.549 0.540 0.531

0.573 0.563 0.553 0.544 0.534 0.525

0.567 0.557 0.548 0.538 0.529 0.520

0.561 0.551 0.542 0.533 0.523 0.514

0.555 0.545 0.536 0.527 0.518 0.509

0.549 0.539 0.530 0.521 0.512 0.503

0.542 0.533 0.524 0.515 0.506 0.497

0.536 0.527 0.518 0.509 0.501 0.492

0.529 0.521 0.512 0.503 0.495 0.486

Preiswachstum ab 2005: 2% Lohnwachstum ab 2005: 3%

Jahr des Versicherungsfalls

2042 2043 2044 2045 2046 2047 2048

1. IK-Eintrag

0.516

0.511 0.502

0.506 0.497 0.488

0.500 0.491 0.483 0.474

0.494 0.486 0.477 0.469 0.461

0.489 0.481 0.472 0.464 0.456 0.448

0.483 0.475 0.467 0.459 0.451 0.443 0.435

0.478 0.470 0.461 0.453 0.445 0.438 0.430 0.422

Lohnindex, Preisindex und Rentenindex für Berechnungsjahr 2005 Preiswachstum ab 2005: 2% Lohnwachstum ab 2005: 3%

Jahr Lohnindex Preisindex Rentenindex

206.8 180.9 191.80

208.5 182.5 191.80

214.7 186.1 195.50

221.1 189.8 200.40

227.7 193.5 205.45

234.5 197.3 210.60

241.5 201.2 215.90

248.7 205.2 221.35

256.1 209.3 226.95

263.7 213.4 232.70

271.6 217.6 238.55

279.7 221.9 244.60

288.0 226.3 250.80

296.6 230.8 257.15

305.4 235.4 263.70

314.5 240.1 270.40

323.9 244.9 277.30

333.6 249.7 284.40

343.6 254.6 291.65

353.9 259.6 299.10

364.5 264.7 306.75

375.4 269.9 314.60

386.6 275.2 322.65

398.1 280.7 330.90

410.0 286.3 339.40

422.3 292.0 348.15

434.9 297.8 357.15

447.9 303.7 366.35

461.3 309.7 375.80

475.1 315.8 385.50

489.3 322.1 395.45

503.9 328.5 405.70

519.0 335.0 416.20

534.5 341.7 427.00

550.5 348.5 438.10

567.0 355.4 449.50

584.0 362.5 461.20

601.5 369.7 473.25

619.5 377.0 485.60

638.0 384.5 498.25

657.1 392.1 511.25

676.8 399.9 524.60

697.1 407.8 538.35

718.0 415.9 552.45

739.5 424.2 566.95

761.6 432.6 581.85